Receive Mortgage Quotes For FREE!

Find a Canadian lender who will meet your needs and discover the best financial

solution for you. This mortgage referral service is FREE. You have NO obligations!

Start here
Loan purpose
Start by choosing your loan purpose. Click to select.
Property Province
Province where the property is located. Choose one from the list.
Your credit rating
Optional. It's ok to estimate!

Today's Article

Kelowna Mortgage Brokers - The Advantages of Hiring a Mortgage Broker

When shopping for mortgage products you will be faced with a decision: should I hire a mortgage broker? This decision can be difficult to make, depending on your situation, but before you decide it's important that you understand the advantages of having a mortgage broker on your team, and what a mortgage broker can do for you as search for the home loan that is right for you.


One of the primary benefits of engaging a mortgage broker is the access you gain to that mortgage broker's extensive knowledge of the mortgage market. Not only do mortgage brokers have databases where the complete mortgage market is available to them to peruse and sift through, they also have a nuanced and layered understanding of which institutions will accept which types of loan applications, and exactly what kind of lending institution will be suitable for your situation.


Another advantage is a mortgage broker's expertise with those who have poor credit. Mortgage brokers know of specific credit unions and banks that cater to those with adverse credit ratings, and can structure your application such that you can still attain the terms and interest rate you want, no matter what your history has been. But no matter what your credit rating is, mortgage brokers are experts at representing you, and brokering the terms of a mortgage on your behalf.


Mortgage brokers are also great at saving you time and money. If you were looking for a mortgage on your own, you might find yourself going through a lot of abstruse paper work, stressing out over terms you might not fully understand, and generally having a somewhat unpleasant experience. A mortgage broker can ease a lot of this burden from you simply by listening to the type of mortgage product that you're looking for and doing his/her best to securing that product for you.


There are a lot of great reasons to hire a mortgage broker, but in the end, their job description tends to sell itself. Mortgage brokers find you the mortgage you were looking for and negotiate with the banks and credit unions on your behalf to get you the interest rate and terms that you feel you deserve. They're paid a commission by the banks themselves, but work exclusively for you to give you the ideal rates for the present market conditions.


If you're looking to hire Kelowna mortgage brokers and are concerned about finding the best brokers in the area, don't be. We've done the research and found the best Kelowna mortgage brokers for you.

Office: 403-452-9619

Ken’s Direct #


Toll Free: 1-888-493-0264

Suite 1320, Bay 327

2335-162nd Avenue

Calgary Alberta T2Y 4S6

Worked as a Personal Banker & a Branch Manager at Major Financial Institutions , so I know what Type of Applications the Banks are Looking For!
Extremely Competitive Interest Rates, I will match or Beat any Competitors Offer out there! O.A.C
Great Outside of the Box Type Thinker and Know how to Package a Mortgage to Make It Happen!
Liscenced as a Mortgage Associate in Both Alberta & BC
I am Very Mobile so if Needed I can come to you!
I Specialize In New Home Buyers, New To Canada,Self Employed & Credit Repair Type Mortgage Applications
Financing for Residential/Commercial & Private Mortgage Financing
I am Your Forclosure Specialist, If you have the Equity in your House I can get you approved!
Quick Fast TurnAround Times!

Have A Question? Submit Your Question Below

And We'll Get Back To You Right Away


Name: *
Email: *
Phone: *
Message: *
AntiSpam Protection: *
All fields marked with * are required.
 Name *  
 Email *  
 Purpose *  
 Credit Rating  
 Income Range  
 Income Type  
 Comments *  
AntiSpam Protection: *


Copyright 2012 All rights reserved. Privacy Policy: Your information will be kept confidential and will not be sold or rented.

Terms of Use: The owner of this site does not personally endorse any ads and some links may be paid advertising.